Unsecured loan的問題,透過圖書和論文來找解法和答案更準確安心。 我們找到下列股價、配息、目標價等股票新聞資訊

Unsecured loan的問題,我們搜遍了碩博士論文和台灣出版的書籍,推薦Blisko, S. Louis寫的 Credit Warfare: Retake Control of Your Financial Life! 可以從中找到所需的評價。

國立政治大學 金融學系 呂桔誠、林士貴所指導 簡銘均的 最適預期損失信用評等模型:以P2P平台為例 (2021),提出Unsecured loan關鍵因素是什麼,來自於違約風險、提前還款風險、違約損失率、預期損失、機器學習、P2P平台風險管理。

而第二篇論文輔仁大學 金融與國際企業學系金融碩士在職專班 陳宗岡所指導 邱國立的 配合政府紓困方案下公股銀行的授信策略之研究–以T銀行為例 (2020),提出因為有 公股銀行、紓困方案、授信策略、新冠肺炎的重點而找出了 Unsecured loan的解答。

接下來讓我們看這些論文和書籍都說些什麼吧:

除了Unsecured loan,大家也想知道這些:

Credit Warfare: Retake Control of Your Financial Life!

為了解決Unsecured loan的問題,作者Blisko, S. Louis 這樣論述:

Credit Warfare is the only credit repair book of its kind providing all the knowledge, resources, sample letters and tools you need to resolve any credit or debt collection issue on your own legally. Credit Warfare contains detailed strategies for every possible issue such as Bankruptcy, Judgments,

Tax Liens, Foreclosure, Repossession, Charge Offs, Debt Negotiation, Collection Accounts, Medical Bills, Late Payments, Inquiries, Rebuilding Your Credit and more In the early 1990s we experienced a recession not quite as bad as the great recession we're slowly coming out of now but painful for man

y nonetheless. Back then I did live radio five nights a week on this one subject (credit) broadcast out of Miami. The program, like this book, was called Credit Warfare and focused each night on a new credit or debt issue. Doctors, lawyers, judges, secretaries, police officers, nurses, truck drivers

etc... listened to Credit Warfare and used the information to pull their lives back together. A superior court judge became a federal judge. A police lieutenant became a captain. Others got new jobs and started businesses. Once they resolved their credit and debt problems they were able to get the

best rates on insurance, homes, cars, credit cards and so on because they were thoroughly trained to handle their credit repair / debt collection challenges themselves. In case you didn't know it, You Are Not Alone There are roughly 172 million credit files with enough data to generate a credit sco

re. 25% or approximately 43 million credit reports contain serious errors. 75% or approximately 130 million Americans have sub-prime credit scores (between 500 - 649). Think about it; More than 61 million of your fellow Americans can't get approved for an unsecured credit card, low interest mortgage

or car loan. The Great Recession has definitely taken its toll.The good news is you can fix your credit and debt collection issues yourself. Credit Warfare will teach you step by step how to retake control of your financial life without an attorney or credit repair company. You'll learn how to stop

the creditors, collectors and lawyers from harassing you and in many cases even from filing a law suit with little effort while regaining control of your financial life, your confidence and dignity. You can slay the credit repair dragon quickly if you know what your rights are and how to enforce th

em. You CAN remove any negative information from your credit report on your own legally with minimal time invested regardless of what it is or how it got there. Credit Warfare will provide you with a plan of action employing step by step instruction to teach you how to deal with any credit or debt c

ollection issue regardless of whether you are a novice or experienced consumer. Most importantly this book will help you sleep at night knowing you have the power to fix the Credit Repair and Debt Collection issues at hand and protect yourself from any further attacks. S. Louis Blisko is a noted e

xpert on credit repair and debt collection issues. He has written hundreds of articles over the past twenty five years on the subject and the challenges presented to individual Americans and our economy as a whole. He was the host of "Credit Warfare" a two hour radio program heard weeknights for nea

rly six years for which this book was named. Americans of every sort tuned in to the program using his research and strategies to rebuild their lives after being victims of natural disasters, job loss, crime, business failure, medial and other issues they could not have foreseen or planned for. He h

as taught attorneys, accountants, financial planners, real estate and insurance professionals about credit and debt collection strategy to better assist their clients, solve financial problems and recover from financial crisis. He is the fifth of five children and has been married for eighteen years

.

最適預期損失信用評等模型:以P2P平台為例

為了解決Unsecured loan的問題,作者簡銘均 這樣論述:

本研究使用 P2P 平台資料提出一個最適結構之預期損失信用評等模型,不僅包含違約風險,也考量提前還款風險、違約損失率以及違約曝險額。建構預期損失模型過程中,我們透過機器學習方法建構各風險成分模型並使用 SHAP 值確保機器學習的解釋能力與傳統回歸模型有一致的結果。此外,我們使用 Kruskal-Wallis 檢定以及 Conover 檢定發現以預期損失信用評等模型相較違約機率信用評等模型,均有較好的分辨能力。最後,我們發現將提前還款風險納入評等模型中可以使模型對於預測借款者最終損失的表現有所提升。

配合政府紓困方案下公股銀行的授信策略之研究–以T銀行為例

為了解決Unsecured loan的問題,作者邱國立 這樣論述:

2019年底一場突如其來的疫情,全球經濟受大巨大的衝擊。台灣政府提出一系列紓困方案來因應全球金融危機,以降低對國內經濟環境的衝擊。根據過去多次面對金融危機或者國內外重大經濟變故的經驗,銀行業者往往在面對政府的政策壓力時,為了使金管會能在績效評比中給出好的成績以及獎勵,採取放寬授信品質的管控來達成政策目標,而後果常常是銀行要面臨沉重的呆帳壓力,尤其公股銀行更甚之。本研究主要是探討新冠肺炎疫情之下,公股銀行配合政府紓困措施的授信策略之研究。由於過往經驗顯示公股銀行為了配合政府的紓困措施常會造成一些授信的相關損失,本研究期能提出公股銀行在配合政府紓困政策下,提出一些相對應的配套措來降低公股銀行的授

信風險。研究結果顯示,透過適時調整授信額度、信評的補強、篩選客戶品質、增加擔保品比例及連保人、加強保證等機制、動態調整產業限額,可有效控管風險,提升資產品質,透過搭配這些配套措施之下,可以降低公股銀行紓困授信的可能損失。本研究是針對去年底新冠疫情影響下政府的紓困案所造成銀行相關放款的影響,並由公股行庫來執行的中小企業放款之研究探討。